Here’s how to guard against it: Before revealing personal identifying information, find out how it will be used and if it will be shared with others. Ask if you have a choice about the use of your information: can you choose to have it kept confidential? Pay attention to your billing cycles. Follow up with
“I don’t remember opening that credit card account. And I certainly didn’t buy those items I’m being billed for.” Maybe you never opened that account, but someone else did…someone who used your name and personal information to commit fraud. When an imposter co-opts your name, your Social Security number (SSN), your credit card number, or
Your credit report–a type of consumer report–contains information about where you work and live and how you pay your bills. It also may show whether you’ve been sued or arrested or have filed for bankruptcy. Companies called consumer reporting agencies (CRAs) or credit bureaus compile and sell your credit report to businesses. Because businesses use
There are two major types of mortgage loans — those with fixed interest rates and monthly payments and those with changing rates and payments. However, there are many variations of these plans on the market, and you should shop carefully for the mortgage that best suits your needs. Common fixed-rate mortgages include 30-year, 15-year,
E-Commerce Web Site Design, Maintenance and Hosting Complete E-Commerce Solutions Made Easy Many people think that registering a domain and having the site hosted is all it takes to be on the net. This is and isn’t true and we’ll explain why. Of course, having a domain and a web site equates to “being on
As featured in Casino Executive magazine In our August column, we probed the dilemma of cultural disunity that seems to be pervasive in Native American casinos. The tribal compacts with casino management operators typically, and understandably, include preferential biases for Indian employees, with the purpose of uplifting tribe members’ self-esteem and ability to be productive.